Signs Its Time To Quit Your Job

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How do you know when its time to quit your job in the UK?

If you absolutely hate your job then you should start looking for other jobs today! However most people do not like their job for at least part of the working year and therefore not everyone should quit their job this year.

If you never get any enjoyment or job satisfaction you should start looking for a new job today

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There are often clear signs indicating it may be time to quit your job. This can come from your job but signs can also come from the job market. You should consider leaving your job soon:

  • If the job market makes it more of a job hunter market rather than an employers market. Right now in the UK it has switched. It is now a job hunters market. There is a shortage of skilled and experienced workers in many industries, which means starting salaries are rising to attract new recruits.
  • If your job is causing you a severe amount of stress or unhappiness. Leaving your job could in these circumstances give you a boost of energy and drive to enjoy life again. Grab your life back from your job and find a better job today.
  • If you’ve been waiting for the right time to leave a bad job, now could be the best time to look round. Many people have been too scared to change jobs in UK in case they lose their new job in any reorganisation. First in meaning first out. Many employers are now struggling to recruit and are fighting hard to find experienced workers. The good workers they find they will want to hang on to in this job market.

If you are dreading going back to work after a weekend or holiday it is a sign that you might be happier in another job. Admitting to someone close to you that you hate your job is a definite sign that its time to think about a new job. Its brave to admit you literally hate your job but instead of moaning about it you need to do something constructive. Identifying current job vacancies you could do is an important first step in job hunting but you need to be serious about job hunting for it to bear fruit.

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If you don’t want to start looking for a new job, then you do need to start thinking about new ways to enjoy your current job. Simply complaining about your current job isn’t good for you or those around you.

Many employees strengths skills and talents are underappreciated by their employers. Another employer may value your abilities to work more than your current employer. It could be time you grabbed a job you like more and received fairer rewards for.

If your health is suffering because of your job, you need to start looking for a new job today. If you are drinking too much or taking drugs to dull the pain or you feel run-down all the time you are building up serious health problems for the future.

It may not be higher pay you need? It might be a better work life balance that requires fewer worked hours and more leisure time. If your current employer will not listen too your needs

then maybe a new employer will respect your needs and be more flexible in working hours. Some workplaces have even moved to 4 day week’s and kept same salarys as the balance hasn’t reduced productivity but has increased company morale and employee happiness and contentment.

If you can’t change your working time you may need to think about changing your leisure time.  Doing more of the things you like might build up strength to cope better with the job you don’t like.

If you can’t change how you feel about your current working life than you need to construct a plan for your future.

  • Networking: connect with people in your industry or area of working to do something many people are afraid to do. Ask for a job.
  • Startup your own business:   if you’ve got an idea for a new business and you have the knowledge and skills and drive to make it work maybe now is the time to start up your own business.
  • Get careers advice from a Life Coach: who can filter out what you have to offer and what you need to help you match with a complete change in career direction. Your family and friends might not give you the tough love that you need and tell you you can be great at anything you put your mind to – you can’t!

Take back control of your life in the UK today.

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Signs Its Time To Quit Your Job

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What happens when my mortgage deal ends?

You revert to mortgage lenders standard variable rate until the end of the mortgage term.

However you can switch to another lender or switch mortgage with existing lender to get a better mortgage deal

Could you get a better mortgage deal by switching? Depends on the mortgage market in the UK at the time and your personal financial circumstances.

See how much you could save on your mortgage deal

Switching your mortgage may be the best thing for you, but if you don’t do a bit of research you’ll never know and are likely to put more for your mortgage if you do nothing.

Comparing and switching mortgage is relatively straight forward, but will require a bit of time. However it is likely to pay you back if you review your mortgage regularly.

After an initial low rate many mortgage deals revert to a higher rate of interest, which means you will have to pay more each month. By remortgaging you may be able to switch to a better deal with a different mortgage lender, or even your existing mortgage lender.

Find out the latest mortgage rates and mortgaging options regularly to save money

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Sometimes mortgage rates even drop enough to make it worthwhile paying to get out of your current mortgage deal.   For example sometimes when new mortgage lenders or mortgage brokers enter the marketplace, they launch a loss-leading mortgage rate to grab homeowners attention and get to top of best buy mortgage deal tables in mortgage comparison websites.

Switching a mortgage to get a lower mortgage rate isn’t always the best mortgage for you.   It’s not all about the mortgage rate.   If you are coming to the end of your current mortgage, or just want a better mortgage deal, it’s important to review your current borrowing and financial position.

Assessing the suitability of any new mortgage deals

Existing mortgage customers with some mortgage lenders can often get a better mortgage deal than new borrowers, so check with your existing lender before moving away to a new mortgage lender.

Moving home borrowing more or making any changes to an existing mortgage can slightly complicate switching a mortgage lender so it is always advisable to thoroughly research the UK mortgage market before changing your mortgage deal.

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Identify what income you will have each month from your retirement portfolio.   Realistically looking at your regular spending costs and luxury spending preferences each month.

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  • Set financial priorities in the lead up to retirement, moving some money from growth investments to income investments.
  • Clear high interest paying debts in the lead up to retirement

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Most people do. However what are you actively doing do make sure you have the right investments in place to make it a comfortable retirement?

Many people in the UK are making common mistakes with their retirement money. There is no definitive good decision for retirement money as this will depend on your attitude to investment risk. However you can make bad decisions and know they are bad decisions without the need for hindsight.

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230,000 people in the UK could be entitled to more free money from the UK government. Check if you are owed tens of thousands in extra state pension. You may have been underpaid due to government IT system failure. Martin Lewis has urged women to check their state pension.

If you reached UK state pension age before April 2016 you could be due alot more money. Thousands of women have not received their full entitlement of state pension. Women over 80 are being prioritised by UK DWP to be contacted to advise them how much money due.

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