Make later life in the UK the best it can be regardless of the size of your retirement fund with CheeringupInfo
Retirement Planning Guru
Plan to ensure a more comfortable retirement in UK. Find ways to improve your lifestyle in retirement. Pick up tips and advice on how to live beeter in retirement in UK.
Is your retirement a long way off or is it just around the corner. Use our retirement planning and retirement lifestyle services to improve your life now and in the future.
Explore the best ways to save for retirement in UK. Our financial mentors write to help you choose. Our online broadcasts explain the pitfalls and benefit of building retirement savings fund.
Sign up for free CheeringupInfo news or email editor@cheeringup.info
UK State Pension Entitlement
The state pension in the UK is a government-provided pension that is available to individuals who have reached the state pension age and have made sufficient National Insurance contributions during their working life.
As of April 2021, the full state pension amount is £175.20 per week. To qualify for the full state pension, an individual must have at least 35 years of National Insurance contributions. If an individual has less than 35 years of contributions, they will receive a proportionate amount of the full state pension.
The state pension age is currently 66 for both men and women, and it is set to increase to 67 between 2026 and 2028.
It’s important to note that the state pension is subject to change based on government policies and budget.
Also the pension credit and universal credit can be claimed by pensioners who have low income, this can be checked at the Department for Work and Pensions (DWP) website.
When will your finally finish work and retire?
Do you dream of travelling round the do you crave a simple comfortable retirement life with your friends and family all around you? What you want to do in your retirement is the starting point for retirement planning. It dictates the size of the retirement fund you will need to build before you retire.
Whether you choose early retirement or want to work UK state pension retirement age be better prepared financially with CheeringupInfo. The best retirement plans are the ones that are realistic. There are benefits and financial traps of retiring with all financial tools. In addition life events can get in the way of the best laid retirement plan so your retirement planning needs to be flexible enough to cope with illness unemployment and external factors lying outside your life that impact on your life.
Our personal finance experts financial advisers and retirees Retirement Guide Forum for people planning to retire in the UK
You can live off a modest retirement fund but not if you want to live like a popstar! As a guide you are probably looking at building a fund of half a million pounds to retire comfortably in the UK.
Plenty of retirement planning articles will help you make the right financial decisions yourself. Live and ondemand videostream to assess the different ways you can build a big enough retirement fund to fulfil your retirement living wishes when you retire in UK.
Subscribe to cheeringup.info Retirement Guide Forum for free alerts bulletins and reviews including upcoming online webinars you can join in for free. CLICK HERE or email editor@cheeringup.info and enter code #RetirementGuideForum
Retirement Lifestyle Guru
Living in the UK is fairly predictable in terms of cost of living. Inflation at the beginning of 2020 is relatively benign. This helps with retirement living budgeting. However this can change rapidly.
Even with benign UK inflation if you can lower your cost of living your retirement fund will go further. You can boost your retirement lifestyle with cost saving tips deals and special offers with CheeringupInfo.
Make sure you take advantage of all retirement age benefits. If they are on offer take them to live better in retirement in UK.
Furthermore any life at any age can be boring! We review ways in which you can enjoy your retirement even more. Read and watch reviews so you can pick the best activities experiences and products to enhance your retirement lifestyle.
Subscribe to cheeringup.info for free for email alerts to easier life and better living ideas deals and discounts. CLICK HERE or email editor@cheeringup.info and enter code #RetirementLife
Retire In Style
Read retirement planning and lifestyle enhance articles and watch videostream trending on CheeringupInfo
Promote and market your business to people interested in UK retirement issues on CheeringupInfo for 12 months
Put your products or services in front of new customers already interested in your type of business offering before your competitors do.
Find out how to promote your business locally and globally. CLICK HERE or email editor@cheeringup.info for more information.
Link into your existing sales process direct from CheeringupInfo or use our eCommerce solutions to increase your sales cash flow and profit. Increase the sources of your revenue stream more sustainably. Grow your business faster with CheeringupInfo.
Just like at any other age just because you are in retirement does not mean you have to like everyone or everything. Our online retirement communities allow people in the UK to connect with people who like what they like.
Our online retirement communities are designed for older adults who are generally interested in a particular subject or area within the UK
CheeringupInfo
We offer information and online interactivity with people in retirement in the UK. The added beauty of our retirement communities is that they are free to subscribe to.
UK retirement questions answers and ideas
A growing number of older people in the UK have great access to the internet. They are looking for new ways to connect with like minded people to reduce loneliness and enjoy life offline as well as online.
Retirement is the ideal time to get more involved with people not less. No longer do you have to stick to a daily work routine. You can choose who to interact with in retirement in UK.
Subscribe to our online retirement community and receive FREE alerts bulletins and latest retirement news opinions and reviews
Our online retirement community is free to free to join. Then you choose whether you want to contribute to the online retirement community to promote your own business and inform online readers interested in retirement in the UK. You only pay an annual membership fee to regularly contribute to the retirement community to promote your business interests more cost effectively.
Key benefits of our retirement communities and reasons to join and contribute today
Free to join. There is no cost to join the online retirement community. Once you join you also have the option of contributing to the retirement communities news articles and features to better market promote and advertise your business in UK. In addition you will have increased access to discussions workshops and training to better protect your business. You are in control of what to do next after you join the retirement community for free.
Free online discussions and online retirement connection opportunities to meet new friends in retirement in UK online. Retirement community members receive free news alerts and bulletins including alerts to upcoming online member discussions. Our Secure In Retirement UK watch service scans the horizon for emerging threats to people in retirement and opportunities to enjoy retirement more in UK. Members Only attend online retirement discussions workshops and training sessions.
Safe and secure. Business leader payments are made through Paypal an independent third party online payment service which stops us receiving full details of your banking or payment details so you are protected by Paypals security systems. Membership for people in retirement is free so we do not take payments from you.
Retirement Mag
Connect with more people in retirement in UK. Our retirement communities expand depending on demand for geographical areas and subject matter requested. Tell us what you are interested in and we will start a community if we do not already have one and add people as they like your thinking!
Subscribe to find best online retirement community for you
Subscribe to our online retirement community and receive FREE alerts bulletins and latest retirement news opinions and reviews enter code #RetirementMagazine
Retirement Community Frequently Asked Questions
Is the online retirement community free to join and how do we make money? It is free to join now to receive free alerts bulletins on UK retirement news opinions and reviews. If your business leaders want to contribute to our online retirement communities you pay an annual fee. Our online retirement communities also accepts donations to support free independent journalism on UK retirement issues. In addition businesses pay us one off fees to promote market and advertise their business products and services to people in retirement in the UK.
Am I tied into a particular retirement community? It is free to join any retirement community. If your business leaders want to contribute to our retirement communities there is a membership fee. Your business will not be entitled to a refund of the annual membership fee but will not be tied to renew your membership every year.
How long does paid corporate membership last? 12 months renewable annually.
I do not know anything about online business marketing and development? That is one of the great strengths about our corporate membership for our online retirement communities. You simply join now and then we will email you to find out what you need to do to grow your business faster. We will then go away and start your marketing and promotion campaign. We will design post and update your contributions to promote your business. Our team of enterprise risk experts and business risk advisers help to protect and grow your business faster.
How fast will my business grow? It is impossible to say. It depends on how well we can work together to get the most from your existing business development tools and initiatives. The potential is there for massive gains but the value of your membership fee could be worthless if we fail to work well together. That is why our members should always diversify our marketing options to maximise the likelihood of increasing sales. We will guide you on the diversification options based on our discussions on what you offer and when. You are not putting all your business development eggs in one basket but the affordable membership fee expands the likelihood of your business growing faster.
How often can my business contribute to online retirement communities? Contribution levels is based on hours it takes to produce and publish each contribution. You will be buying 56 hours of work to produce and publish your contributions each year.
Does my business need to contribute regularly to online retirement communties? No. The more you contribute the more you promote your own business interests and increase the chances of faster business growth.
My business is not in UK so can I still join and contribute to online retirement communities? YES! The online retirement communities is open to any business selling legal and morally acceptable products and services. Legal is legal but morally acceptable comes down to our own opinion as to what is morally acceptable.
Is paying my membership fee safe? Yes. Your membership fee will be paid via Paypal a global independent payment provider who have their own safe and secure payment systems. We will never see your full payment details as these are retained by Paypal who will transfer your membership fee to our Paypal account. People in retirement in UK do not pay a membership fee – it is free to subscribe so we do not need your bank or card details.
What is the annual corporate membership fee? This will vary depending on how many members we have. As the number of members increase so will the annual membership fee so get in quick to keep your membership fee low!
Subscribe to our online retirement community and receive FREE alerts bulletins and latest retirement news opinions and reviews enter code #RetirementMagazine
More retirement living articles reviews tips and deals to reduce cost of living in retirement in the UK
Cheeringup.info: Choices For Retirement Living UK
Retirement is an important milestone in life, and it often comes with a lot of decisions and choices to make. One of the most significant decisions you’ll make is where to live during retirement. There are many different options available, and each one has its own advantages and disadvantages. In this article, we’ll explore some of the most common choices for retirement living, to help you make an informed decision.
Ageing in Place Ageing in place means staying in your own home for as long as possible, and making any necessary modifications to ensure your safety and comfort. This is a popular choice for many retirees, as it allows them to remain in familiar surroundings and maintain their independence. However, aging in place may not be practical or feasible for everyone.
To age in place successfully, you’ll need to make some modifications to your home. These could include things like installing grab bars in the bathroom, widening doorways to accommodate mobility aids, and rearranging furniture to create more open space. You may also need to consider hiring a caregiver or home health aide to help with tasks you can no longer manage on your own.
One of the biggest advantages of aging in place is that it allows you to maintain your independence and stay connected to your community. However, it’s important to consider the potential downsides as well. For example, if you live alone, you may become isolated and lonely as you age. You’ll also need to factor in the cost of modifications and in-home care, which can be significant.
Active Adult Communities Active adult communities are designed specifically for retirees who want to maintain an active, social lifestyle. These communities typically offer a range of amenities and activities, such as golf courses, fitness centers, and social clubs. They’re also designed to be low-maintenance, with many communities offering lawn care and home maintenance services.
One of the biggest advantages of active adult communities is that they offer a sense of community and socialisation. You’ll be surrounded by other retirees who share similar interests and lifestyles, which can be especially important if you’re moving to a new area. Additionally, these communities are often designed to be very safe and secure, with gated entrances and 24-hour security.
However, there are some downsides to active adult communities as well. They can be expensive, with monthly fees and upfront costs that can add up quickly. Additionally, they may not be a good fit if you’re looking for more independence and privacy.
Independent Living Communities Independent living communities are similar to active adult communities, but they’re designed to be more focused on independence and privacy. These communities often offer apartments or small homes, with amenities like housekeeping, transportation, and meal plans. They may also offer social activities and events, but these are often optional.
One of the biggest advantages of independent living communities is that they offer a lot of flexibility and freedom. You’ll have your own space, but you’ll also have access to a range of amenities and services that can make your life easier. Additionally, these communities are often very safe and secure, with staff available around the clock.
However, independent living communities can be expensive as well, and you’ll need to factor in the cost of monthly fees and additional services. Additionally, these communities may not be a good fit if you require more hands-on care or medical attention.
Assisted Living Communities Assisted living communities are designed for retirees who need more hands-on care and assistance with daily tasks. These communities typically offer private or semi-private apartments, as well as 24-hour medical care and assistance with things like bathing, dressing, and medication management.
One of the biggest advantages of assisted living communities is that they offer a lot of support and care, which can be especially important if you have health issues or mobility limitations. Additionally, these communities often offer a range of amenities and social activities, which can help you stay engaged and connected to others.
However, assisted living communities can be quite expensive, with monthly fees that can be thousands of dollars. Additionally, these communities may not offer as much privacy or independence as some of the other options we’ve discussed.
Continuing Care Retirement Communities Continuing care retirement communities, or CCRCs, are designed to provide a range of care options within one community. These communities typically offer independent living, assisted living, and skilled nursing care, so that residents can transition seamlessly between different levels of care as their needs change.
One of the biggest advantages of CCRCs is that they offer a lot of flexibility and peace of mind. You’ll know that you’ll be able to receive the care you need, no matter what your health needs are. Additionally, many CCRCs offer a range of amenities and social activities, which can help you maintain an active and engaged lifestyle.
However, CCRCs can be quite expensive, with high upfront costs and monthly fees that can be thousands of dollars. Additionally, it’s important to research CCRCs carefully, as there have been instances of financial mismanagement and other issues in some communities.
Shared Housing Shared housing is a less common option for retirement living, but it can be a good fit for some people. This option involves sharing a home or apartment with other retirees, either with friends or with strangers who are also looking for housing.
One of the biggest advantages of shared housing is that it can be a more affordable option than some of the other choices we’ve discussed. Additionally, living with others can provide a sense of companionship and socialisation that you might not get if you’re living alone.
However, shared housing may not be a good fit if you value privacy or independence. Additionally, it’s important to carefully vet potential housemates to ensure that you’re a good fit and that you share similar lifestyles and expectations.
There are many different choices available for retirement living, and each one has its own advantages and disadvantages. When deciding which option is right for you, it’s important to consider factors like your budget, your health needs, and your lifestyle preferences. By doing your research and carefully considering your options, you can make an informed decision and find a retirement living situation that meets your needs and allows you to enjoy this new chapter in your life to the fullest.
Ladybrook Ltd
Ladybrook adjustable bed manufacturers. Free UK Delivery & Set up service. 7 Day Home Trial. Price Match Guarantee. Take Old Bed Away.
Common retirement questions and answers with Cheeringup.Info
What questions to ask about retirement? How do you make your retirement in UK as good as possible? Want to retire comfortably in UK? Read and watch our retirement guide. Pick up insights into how to plan for a comfortable retirement. What income are you likely to have in retirement? What income are you likely to need to fulfil your retirement plans?
According to research conducted by Which? you will need an annual household income of about 26000 pounds per annum to have a comfortable retirement in the UK
What are the big questions to ask before you retire? Ask the right questions when your retirement plan is in your focus.
There are common retirement questions to ask. Find some of the answers on this website. If you are approaching retirement or planning for retirement in UK at some point at seemingly distant future get help to enjoy your retirement more for less money and hassle.
What retirement questions to ask yourself
What retirement questions to ask your employer
Early retirement questions to ask
Questions to ask about retirement benefits in UK
Retirement planning articles opinions debates and reviews across cheeringupTV and in our retirement planning blogs and vlogs.
Subscribe to CheeringupInfo and lifestyle magazines for free today
Frequently asked UK retirement questions do not always have common answers regardless of the person retiring in UK. However some do.
Subscribing will alert you to retirement planning and enjoyment articles to help you make the most of retirement in the UK. In addition we will email you to alert you to live free online retirement planning discussions and expert opinions to solve your specific personal retirement planning problems.
Subscribe to CheeringupInfo and lifestyle magazines for free today enter code #RetirementMagazine
Promote and market your business on CheeringupInfo for 12 months
Put your products or services in front of new people interested in your type of business offering.
Find out how to promote your business locally and globally. CLICK HERE or email editor@cheeringup.info entering code #Marketing
Increase the sources of your revenue streams more sustainably. Grow your business faster with CheeringupInfo.
Read retirement articles and watch videostream trending on CheeringupInfo
Reduce the threats to your retirement money. Save for your future.
How To Build Your Retirement Fund Tips Advice and Support
Create the retirement lifestyle you want. What is the best strategy for building a retirement fund of sufficient size to live the retirement lifestyle you want for yourself? Retire with the biggest retirement nest egg you need.
Improve your lifestyle in retirement in UK
Register for alerts to tips for retirement planning in UK
Pick up tips for the best retirement plans in the UK. What are the pros and cons of retirement plans in the UK marketplace? Pick the best retirement plan for your needs and financial risk attitude. Compare best retirement plans on the UK market currently.
Register for alerts to tips for retirement planning in UK enter code #RetirementPlans
Whats more important to you for best retirement lifestyle
Mover closer to your family better amenities security and safety moving to the country or moving back to the best cities in UK. Whatever reason you want to move for a better retirement we can help you save time and money.
Finding an affordable retirement place to live is not always straightforward. Get help to research individual areas and even streets. Get closer to local shops restaurants and amenities within your budget.
Retired people and retirement planning experts share tips on how to choose the right area to live in UK.
Enter code #RetirementHousing
Retirement housing news opinions debates and reviews
Get the latest retirement housing news views and reviews.
13th May 2020 Retirement Housebuilder Brings Fine Dining to Residents’ Doors with New Delivery Service
Leading retirement housebuilder McCarthy & Stone has launched a new food delivery service for residents at its Retirement Living PLUS developments to combat the restrictions caused by the COVID-19 pandemic.
The unprecedented situation with the coronavirus has meant their on-site restaurants and bistros have had to close. So to ensure RLP homeowners can still access the delicious and nutritious meals they enjoy, staff at these developments have been preparing and delivering different dining options right to their doorsteps. This also means residents don’t need to leave their homes and reduces the risk of them being exposed to or catching COVID-19.
The service has proved hugely popular, with up to 85% of homeowners placing orders on a daily basis. The fine dining options include 3-course lunches, evening supper plates and selections of lighter snacks and sandwiches.
On top of the meal delivery service, residents also have the option to procure vegetable boxes and food parcels containing essentials like bread, milk and eggs. These can also be delivered to residents and again means there’s no need for them to leave their homes to shop for ingredients.
Safety is of the utmost importance with this new service and all precautions are taken by staff to ensure social distancing measures are respected with both the food preparation and delivery. Food trays and parcels are delivered outside of apartments and meals come with disposable plates and cutlery to reduce the risk of cross contamination.
McCarthy & Stone’s Catering Director, Andrew Rowlands, offered his comments on the service and praised the efforts of those involved:
“Producing and delivering nearly 5,000 meals each day the Catering teams and the Estate teams at each development are working extremely hard to feed our residents.
“Chefs, Kitchen Assistants, Estate Managers, Duty Managers and Care & Support Workers are all working around the clock to make sure residents get at least one hot meal a day, which I know is very much appreciated by all.
Some developments are going above and beyond and have even been providing little treats to brighten up their residents’ days as best they can. So, a big thank you to everyone involved for going that extra mile and supporting our residents in this unprecedented time.”
McCarthy & Stone will be running this service at its Retirement Living PLUS developments throughout the continuing social restrictions.
About McCarthy & Stone
McCarthy & Stone are the UK’s leading retirement housebuilder. Over the past 40 years, it has built more than 51,000 apartments nationwide, regularly winning awards for work. Property development is at the heart of the business and as the needs of homeowners have changed, it has developed other services designed to help them enjoy a better retirement.
11th July 2018 Care Provider Failed To Adequately Train Staff and Carr y Out Risk Assessments
Accrington based Options Home Care has been put in special measures after being deemed unsafe by the health watchdog the Care Quality Commission CQC following an inspection.
CQC report found the companys assessments for patients who were at risk of falling failed to show how the danger was being managed and risk assessments were handwritten and difficult to read.
CheeringupInfo
The firm operates across east Lancashire and cares for elderly and dementia patients.
