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As an CheeringupInfo Influencer, we provide the tools you need to select the best of products and services, easily recommend them to your followers to maximise your income from your existing commercial relationships. You can inspire people to discover your commercial partners products or services by curating your personalised page on CheeringupInfo where you can publish your livestreams, shoppable photos and videos. As a selected member of the programme, you may also qualify to be featured across the CheeringupInfo site. These options make it easier than ever to engage with CheeringupInfo customers and monetise your content better.
Frequently Asked Questions on CheeringupInfo Influencer Programme
What is an CheeringupInfo Influencer?
As a member of the CheeringupInfo Influencer Programme, you are a content creator who provides recommendations to inspire your audience via social media. If you are a company or a brand and want to drive traffic to your website, find out what other tools we have to reach out to more new customers online.
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How can I monetise my content?
There are multiple ways you can earn more. You can monetise your social media content by sharing your storefront URL for your personalised web page on CheeringupInfo or through our social media accounts. We may also surface the content you have posted to your estore to CheeringupInfo shoppers readers and viewers.
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How do I qualify for this programme?
We accept applications from all types of influencers, provided you have a YouTube, Instagram, Facebook, Twitter, LinkedIn, Telegram, Rumble, Google My Page or TikTok account. When reviewing your application, we look at the number of followers you have.
How much will I earn?
You can increase the income from your existing commercial arrangements by increasing your online presence via your eStore on CheeringupInfo. The extra amount you earn is based on the attractiveness of the products or services you promote. You will be more visible online and can therefore boost your earning power.
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Choose one of your public social media accounts where you have the most influence (e.g. followers, likes, etc.). Contact us to find out if you can join our Influencer Programme.
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If you need help with your retirement planning in the UK. Helping you pick your retirement date with least amount of compromise and most enjoyment from your retirement in the UK. Our retirement planning and retirement lifestyle articles and videos help you create the retirement fund you need for a successful 3rd and final act of your life in UK.
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Retirement Planning UK and Making Most Of Your Retirement in UK
A change of mindset today may help you improve your life before your retire and after retirement:
Know what you are planning for – a clear retirement plan will provide both motivation and a discipline to achieve what you want for yourself in retirement in the UK.
Know what the retirement costs are – the retirement lifestyle you want maybe within your reach, and maybe not!
Know what your priorities are – you need to know what is at the bottom of the list that can be sacrificed and what under no circumstances can be cut.
Know what you will miss when you do retire – maybe full retirement is not a good idea for you? Perhaps easing into retirement via part-time working will help you adjust to retirement life more gradually so you have the best of both worlds.
Incorporate the cost of inflation in your calculation of the size of the retirement fund you will need to maintain your retirement lifestyle until the end – for sometime now UK inflation has been relatively benign. However in the 1970s and 1980s UK inflation was more than 100 times the level it currently is. This could decimate your retirement lifestyle if it was replicated during a time you only had access to static retirement income levels.
Do not put all your eggs in one basket – understand the importance of risk diversification. Not all assets will increase or fall in value at the same time. Spreading your retirement fund across diverse assets will give your retirement portfolio time to accommodate valuation fluctuations and still maintain the level of retirement lifestyle you want for yourself.
Bear in mind relationship changes – divorce, death other than your own and other unwelcome curve balls can split your retirement fund in two or drastically cut your retirement income per year thus damaging your retirement lifestyle.
What do you want to leave to your dependents or if you have no dependents what do you want to do do with the money you have not spent – restrictions in spending power or the realisation you need to spend every penny should influence your retirement planning.
Saving a little over a long time is much better, on average, than starting to save for your retirement late in life – your retirement fund will hopefully grow faster over the long term without you needing to put as much money into the pot with features like compound interest supporting the increase in your retirement savings.
Do not waste money over your working life – what is wasting money for one person may be critical to the next persons enjoyment of life. However, most things can be purchased cheaper with a little effort.
Be clear on what your incomings and outgoings are – the difference may allow you to boost your retirement savings or alert you to a need to either change your lifestyle before retirement or change your plans for your retirement.
Beware of the trade off between risk and reward – it is unfortunately a truism that if you want your retirement savings to grow without you contributing more to the pot yourself from your working life earnings then you must accept that low risk investments bring less return on money invested. Higher risk investments may bring greater returns, but could also mean you lose some or even all of your money.
There is now off the shelf retirement savings plan you can adopt. Even if there was, it may not work for you over decades as your life circumstances change over time. Your retirement savings plan needs to grow with you.
You can live the best life before retirement and after retirement. However you may need to work a little harder at making the best of your life to live the best life you can.
CheeringupInfo to make life in retirement in UK easier and better
Making it easier to be a success after 55 in the UK. Read articles and watch videos to pick up tips on being a success after 55 in UK. Working with like-minded positive leaders influencers and lifestyle improvement experts we aim to make your decision-making easier and better. When you are ready and open to new ideas to make the 3rd act of your life the best part of your life we are here to help you. If you are planning for or in retirement in the UK read on.
Are you interested in lifestyle planning for your over 55 years?
Do you want to improve your life in retirement in UK and internationally?
Do you want to save money and time?
Over 55s can access help advice and tips to improve life in the UK and beyond.
What things have mainstream media missed in the narrative on the over 55s in the UK?
Over 55s Seemingly Unemployable – The media tells us that the Covid pandemic has hurt the over 50s around as much as the young working age people in the UK. The media reports this but rarely reports our vast experience energy resilience and adaptability. We haven’t seen it all but we have experience to support business growth.
Over 55s Ain’t Pretty – Much of the advertising spend is directed at the young yet over 55s on average have more spending power than young people.
Over 55s Too Boring To Be On Latest Platforms Like TikTok – Get off TikTok granddad! Where are the over 55s to go then?
Over 55s Too Old To Date – Current dating apps are relatively poorly populated compared to dating apps perceived to be for younger people. Many people list their age as younger than they are so as not to be missed by non-zombie oldies! Daters are as guilty as dating app suppliers.
Over 55s Fashion Free Designs – Over 55s can be accused of lacking good fashion-sense. Mutton dressed as lamb or lacking style. However there is a dearth of fashion style for all sizes of over 55s in UK.
Over 55s Live To Work – Over 55s have supplied labour to exploitative employers and often poorly paid into the bargain. We were educated poorly and shepherded into slavedom but we knew no better. Maybe Covid pandemic has changed how over 55s look at life. The greatest mistake we make is to think you have time. Are you living the life you want to or are you just trying to make a living?
It’s Too Late For over 55s to change career – Many people have made a success of their career changed in later life. What’s required is a desire to change and then dedication to a change of career plan.
It’s Too Late To Start A Business When Over 55 – You won’t have energy to build a new business! Some will some won’t, just like some young people will or will not. However it is likely that over 55s have more experience to build smarter rather than just work hard.
Over 55s Only Have Small Working Age Window – 67 is the retirement age just now but this is set to increase, partly because the UK cannot afford to pay state pension and partly because people are living alot longer now. Healthier and fitter too.
Its Easier To Train Younger People For 4th Industrial Revolution 4IR Jobs – Over 55s are more than capable of adapting. We’ve seen and adapted to invention of mobile phones and computers and we will adapt for new 4IR jobs.
Leisure Pursuits For Over 55s Need To Be More Sedate – Pipes slippers and knitting are not the gift all elderly people in UK seek. Over 55s age band is a very big one – maybe 30 or 40 years of differing tastes and demands are unfulfilled by UK business leaders. Plus the over 55s have more time to do leisure pursuits more often.
Over 55s Vote So Their Opinions Matter Most – Many do not vote. However a more balanced approach to social provision would benefit everyone including the over 55s! The over 55s should not matter more than 18 year olds. All lives matter!
Over 55s In UK Are The Lucky Ones – Many over 55s do have final salary pensions and own own homes so are rolling in money. Some are but many have little pension provision and either don’t own home or do but are cash poor.
Over 55s Have Nearly Killed The Planet – One in two people will die from cancer. What you can do to reduce your risk of dying from cancer has been known for sometime, but it still takes a lot of education and support to make better life choices such as stopping smoking or switching to vaping or improving diet by eating less processed or red meat to reduce likelihood of dying from cancer. Similarly, it is only recently in the lifetime of the industrial revolution that global warming and environmental protection that the route to salvation has been clearer. It will take more education and support to change attitudes. Many over 55s have children and grandchildren and do not want to leave a dead planet behind.
All lives matter and obscuring or cancelling out over 55s attitudes opinions or needs is wrong. Understanding and catering for all over 55s will improve the lives of everyone in the UK. Businesses will be able to sell more. The tax income from supplying the needs of over 55s will help pay for society needs for the benefit of everyone.
Read more lifestyle improvement articles and watch videostreams to inform your decision-making
Loving Yorkshire more for less with CheeringupInfo
Let’s look at some of the best restaurants in Bradford.
Focus On … The Pepper Mill Saltaire Shipley Bradford
The Pepper Mill in Saltaire is a hidden gem that is sure to delight any foodie. This charming restaurant is located in the heart of the historic village of Saltaire, and it is known for its delicious food, warm atmosphere, and attentive service.
The Pepper Mill is a great place to go for a special occasion or a casual meal with friends and family. The menu features a variety of classic British dishes, as well as some more adventurous options. Some of the most popular dishes include the roast beef Sunday lunch, the fish and chips, and the steak pie. The restaurant also has a wide selection of vegetarian and vegan dishes.
The Pepper Mill is not just a great place to eat, but it is also a beautiful place to spend an evening. The restaurant is decorated in a traditional style, with exposed brickwork and wooden beams. The atmosphere is warm and inviting, and it is perfect for a relaxing meal.
The service at The Pepper Mill is also excellent. The staff are friendly and attentive, and they are always happy to help with anything you need.
If you are looking for a delicious and memorable dining experience, I highly recommend The Pepper Mill in Saltaire. It is a truly special place that will not disappoint.
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Making it easier and better finding the best of Yorkshire. Discover the best restaurants and hotels for your stay in Yorkshire. Find must do Yorkshire things. Improve your life and business in Yorkshire. We provide the tools and tips to help make your choices easier and outcomes better. Explore of of Yorkshire for less cost and effort. Whether you live in Yorkshire and just want your money to go further or you want to visit Yorkshire.
Yorkshire is a historic county located in the northern part of England. It is known for its breathtaking scenery, friendly locals, and vibrant culture. With so much to see and do, it can be overwhelming to plan a trip to Yorkshire. That’s why we’ve put together this guide to the top 50 things to see and do in Yorkshire.
Visit the Yorkshire Dales National Park – The stunning scenery of the Yorkshire Dales is not to be missed. With its rolling hills, waterfalls, and quaint villages, it’s the perfect place to explore.
Take a ride on the North Yorkshire Moors Railway – This steam railway takes you on a journey through the beautiful North York Moors National Park.
Explore York Minster – This iconic cathedral is one of the most impressive medieval buildings in the world.
Walk along the Yorkshire Coast – The Yorkshire coastline is full of charming fishing villages, dramatic cliffs, and sandy beaches.
Visit Fountains Abbey and Studley Royal Water Garden – This UNESCO World Heritage Site is a stunning example of 18th-century garden design.
Take a stroll through the historic town of Harrogate – This spa town is full of elegant architecture, beautiful parks, and charming tea rooms.
Explore the ruins of Bolton Abbey – This 12th-century monastery is set in the stunning Yorkshire countryside.
Visit the National Coal Mining Museum – Learn about the history of mining in Yorkshire at this fascinating museum.
Go birdwatching at Bempton Cliffs – This RSPB reserve is home to thousands of seabirds, including puffins and gannets.
Take a walk in the Yorkshire Wolds – These rolling hills are full of picturesque villages, ancient churches, and stunning views.
Visit the city of Leeds – This vibrant city is home to world-class museums, galleries, and restaurants.
Take a trip to the Bronte Parsonage Museum – Learn about the lives of the famous Bronte sisters in their former home in Haworth.
Go caving at the White Scar Cave – Explore the underground world of stalactites, stalagmites, and waterfalls in this impressive cave system.
Visit the Yorkshire Sculpture Park – This open-air gallery is home to some of the world’s most impressive contemporary sculptures.
Take a tour of Castle Howard – This magnificent stately home is set in over 1,000 acres of parkland and gardens.
Explore the market town of Skipton – This charming town is full of historic buildings, independent shops, and a 900-year-old castle.
Go on a food tour in York – Taste some of the best local produce on a guided food tour of this historic city.
Visit the Yorkshire Wildlife Park – This award-winning park is home to over 400 animals, including lions, tigers, and polar bears.
Take a trip to the seaside town of Whitby – This charming town is famous for its historic abbey, Gothic architecture, and fish and chips.
Explore the North York Moors National Park – This stunning landscape is full of heather moorland, ancient woodland, and charming villages.
Visit the Hepworth Wakefield – This contemporary art gallery is home to an impressive collection of modern and contemporary art.
Take a trip to the historic city of Bradford – This former industrial powerhouse is full of fascinating museums, art galleries, and historic buildings.
Walk the Yorkshire Three Peaks – This challenging hike takes you up Pen-y-ghent, Whernside, and Ingleborough, offering stunning views of the Yorkshire Dales.
Visit the village of Haworth – This charming village was once home to the famous Bronte sisters
Take a tour of the York Castle Museum – This museum takes you on a journey through the history of York, from the Roman era to the present day.
Explore the historic city of Ripon – This charming city is full of historic buildings, including the stunning Ripon Cathedral.
Visit the Saltaire Village – This UNESCO World Heritage Site was built by industrialist Sir Titus Salt for his workers in the 19th century and is now a thriving arts and culture hub.
Take a tour of the Harewood House – This stunning stately home is set in over 100 acres of gardens and parkland and is home to an impressive collection of art and furniture.
Visit the Embsay and Bolton Abbey Steam Railway – Take a nostalgic trip on this heritage railway and enjoy stunning views of the Yorkshire countryside.
Explore the historic city of Sheffield – This former industrial city is now a vibrant cultural hub, full of galleries, museums, and independent shops.
Go mountain biking in Dalby Forest – This woodland park offers a variety of mountain biking trails for all abilities.
Visit the Scarborough Castle – This medieval castle is set on a dramatic headland overlooking the North Sea.
Go rock climbing in Malham Cove – This limestone cliff is a popular destination for rock climbers and offers stunning views of the surrounding countryside.
Take a trip to the market town of Beverley – This charming town is full of historic buildings, including the impressive Beverley Minster.
Visit the Ripley Castle and Gardens – This historic castle is set in over 700 acres of parkland and gardens and is open to visitors.
Go horse riding in the Yorkshire countryside – There are plenty of riding schools and stables throughout Yorkshire offering guided horse riding tours.
Visit the National Railway Museum – This museum in York is home to an impressive collection of trains and locomotives from throughout history.
Take a trip to the historic city of Hull – This vibrant city is full of cultural attractions, including the Hull Maritime Museum and the Ferens Art Gallery.
Go on a walking tour of Leeds – Explore the history and culture of Leeds on a guided walking tour of the city.
Visit the Standedge Tunnel and Visitor Centre – Learn about the history of this impressive canal tunnel and take a guided tour through the tunnel itself.
Take a trip to the historic town of Richmond – This charming town is full of historic buildings, including the impressive Richmond Castle.
Visit the Wensleydale Creamery – Learn about the history of Wensleydale cheese and try some for yourself at this popular cheese factory.
Go on a scenic drive through the Yorkshire countryside – The Yorkshire countryside is full of picturesque villages, stunning views, and winding roads perfect for a scenic drive.
Visit the Pontefract Castle – This historic castle dates back to the 11th century and is now open to visitors.
Take a trip to the charming village of Knaresborough – This picturesque village is full of historic buildings and is home to the impressive Knaresborough Castle.
Go on a brewery tour – Yorkshire is home to a number of breweries, offering tours and tastings of their locally-produced beers.
Visit the ruins of Rievaulx Abbey – This stunning abbey dates back to the 12th century and is set in the beautiful North York Moors National Park.
Take a trip to the historic town of Whitby – This charming town is full of historic buildings, including the stunning Whitby Abbey.
Go on a hot air balloon ride – Take to the skies and enjoy stunning views of the Yorkshire countryside from above.
Visit the York Art Gallery – This impressive gallery
Read more Yorkshire lifestyle improvement articles and watch videos for free
Live the life you want for yourself in your retirement with CheeringupInfo
How can you improve the last chapter of your life in the UK?
Complete your retirement bucket list more easily. Visit top travel destinations for less. Live every day retirement life at home in UK better. Are you over 55 and living in the UK? Do you want to make the most of your life in retirement in UK and internationally? Do you want to live a good 3rd and final act of your life?
Will you achieve your life goals and dreams? Fulfill your lifelong ambitions? Regrets for not achieving retirement bucket list items are less likely here.
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Common regrets in people before they die
Happiness creates a successful life. Being successful does not necessarily make you happy. There are lots of successful people – in business, work, sport, etc – who are not happy people.
Wished they had led life more true to themselves and not what others expected of them
Wished they had not worked so hard. If you simplify your lifestyle it is possible you do not need as much money as you think you do to live healthier wealthier happier life in retirement
Wished they had the courage to express their feelings more. If it is not said now it may never be said. You could die in the next second so let that knowledge influence your life choices. Life is short.
Wished they had spent more time with friends and family. Do not let people in your life who do not have your best interests in their heart
Wished they had let themselves be happier. Many people do not realise until the end of their life that happiness is a choice. You can only think about one thing at a time. You only have one life and you deserve to think happiness thoughts.
When you have negative thoughts, start thinking about everything you have to be grateful for. Practice gratitude for healthier wealthier happier life.
The biggest mistake you will make in your life is to think you have time. Time is free but it is also priceless. Once time is lost you can never get it back.
Retire Happy
How to Be Happier in Retirement: Unlocking the Five Stages of Retirement
Retirement is a significant milestone in life, offering the opportunity to enjoy newfound freedom and pursue long-awaited dreams. However, the key to a happy retirement lies not only in financial security but also in finding fulfillment and joy in this new chapter. In this article, we will explore what the happiest retirees do, identify the factors that contribute to retirement happiness, delve into the five stages of retirement, and determine the best age to retire for maximum happiness.
What Do the Happiest Retirees Do?
Retirement happiness is not solely dependent on financial well-being; it is about creating a purposeful and satisfying life. Here are some practices that the happiest retirees engage in:
a. Pursue Interests and Hobbies: The happiest retirees often dedicate time to pursue their passions, hobbies, and interests that may have been neglected during their working years. Whether it’s painting, gardening, travelling, or learning a new skill, engaging in activities that bring joy can significantly enhance retirement satisfaction.
b. Maintain Social Connections: Meaningful relationships and social interactions play a crucial role in retirement happiness. The happiest retirees actively cultivate their social networks by joining clubs, volunteer organisations, or participating in community activities. Regular social engagements help combat feelings of loneliness and provide a support system for emotional well-being.
c. Embrace a Healthy Lifestyle: Physical and mental well-being are essential aspects of happiness in retirement. Engaging in regular exercise, adopting a balanced diet, and practicing self-care are all vital for maintaining optimal health. Prioritizing one’s well-being allows retirees to enjoy their newfound freedom to the fullest.
d. Set Realistic Expectations: The happiest retirees have realistic expectations for their retirement years. They understand that retirement is not a constant state of bliss, but rather a phase with its ups and downs. By accepting and adapting to these changes, retirees can navigate challenges more effectively and appreciate the positive aspects of their retirement journey.
What Makes People Happiest in Retirement?
Understanding the factors that contribute to retirement happiness can guide individuals in shaping their own fulfilling retirement experience. Here are some key elements that make people happiest in retirement:
a. Financial Security: While money does not guarantee happiness, having financial stability in retirement alleviates stress and allows individuals to focus on pursuing their passions and interests. Careful financial planning, including saving and investing during working years, can provide a solid foundation for a comfortable retirement.
b. Health and Wellness: Good health is a vital component of retirement happiness. Prioritising physical and mental well-being by adopting a healthy lifestyle and seeking regular healthcare can significantly enhance one’s quality of life during retirement.
c. Meaningful Relationships: Maintaining strong social connections with family, friends, and communities is essential for happiness in retirement. Cultivating meaningful relationships provides emotional support, companionship, and a sense of belonging.
d. Continued Learning and Growth: The happiest retirees embrace lifelong learning and personal growth. Engaging in new activities, pursuing educational opportunities, or acquiring new skills helps retirees stay mentally sharp and provides a sense of purpose and accomplishment.
The Five Stages of Retirement
Retirement is not a singular experience but rather a journey characterised by distinct stages. Understanding these stages can help retirees better navigate the transitions and make the most of their retirement years. The five stages of retirement are as follows:
a. Pre-retirement: This stage occurs before retirement begins and involves planning and preparation. Individuals in this stage assess their financial situation, set retirement goals, and determine their desired lifestyle.
b. Honeymoon Phase: The initial stage of retirement is often filled with excitement, freedom, and a sense of liberation from work-related responsibilities. Retirees may indulge in long-postponed activities, travel, or simply enjoy the relaxation and leisure that retirement offers. It’s a period of exploration and discovery.
c. Disenchantment Phase: At some point, retirees may experience a sense of disillusionment or loss. The initial euphoria may fade, and retirees may realize that retirement is not a constant state of bliss. This stage often involves adjusting to the new routine, finding a sense of purpose, and navigating potential challenges such as identity loss or social isolation.
d. Reorientation Phase: During this stage, retirees begin to adapt and redefine their retirement lifestyle. They explore new interests, engage in volunteer work, or even consider part-time employment. Retirees focus on finding meaning, purpose, and a sense of fulfillment in their daily lives.
e. Retirement Routine Phase: In this final stage, retirees establish a more stable and consistent routine. They have successfully adjusted to retirement, found activities and relationships that bring them joy, and feel a sense of contentment and satisfaction in their day-to-day lives.
Understanding these stages allows retirees to anticipate and proactively address the challenges and opportunities that arise during each phase, leading to a more fulfilling retirement experience overall.
The Best Age to Retire for Happiness
Determining the best age to retire for maximum happiness is a personal decision that depends on various factors, including individual preferences, financial circumstances, and overall well-being. However, research suggests that certain age ranges are associated with higher retirement satisfaction:
a. Early Retirement: Some individuals choose to retire early, typically between the ages of 55 and 64. Early retirement offers the advantage of starting a new chapter in life while still being physically active and enjoying good health. It provides more years to pursue personal interests and spend quality time with loved ones. However, early retirement requires careful financial planning to ensure a secure retirement.
b. Full Retirement Age: The full retirement age, which is typically around 65 to 67, is when individuals become eligible for full Social Security benefits. Many people opt to retire around this age, as it provides a balance between enjoying retirement and maximising financial security. Retiring at this stage allows individuals to benefit from a lifetime of work while still having the energy and health to pursue their passions.
c. Delayed Retirement: Some individuals choose to delay retirement beyond the full retirement age. This may be driven by financial considerations, a desire to continue working, or the enjoyment of their current career. Delayed retirement allows individuals to accumulate more savings, increase Social Security benefits, and maintain a sense of purpose and engagement in the workforce. It can also provide more time to prepare emotionally and mentally for the transition into retirement.
Ultimately, the best age to retire for happiness is subjective and depends on individual circumstances. It is important to consider personal goals, financial readiness, and the overall vision of retirement to make an informed decision.
Retirement is an opportunity for individuals to embrace a new chapter in their lives and find happiness and fulfillment. By following the practices of the happiest retirees, focusing on factors that contribute to retirement happiness, understanding the stages of retirement, and considering the best age to retire, individuals can embark on a journey towards a more joyful and purposeful retirement. Remember, retirement is a unique experience for each individual, and by taking proactive steps, one can make the most of this exciting phase of life.
Life is for living but without researching and planning for a better life you may miss the opportunity to live an amazing life in UK
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Are you languishing instead of thriving at living in UK? Do you use online resources to inform your lifestyle choices in UK? Do you want to improve your lifestyle in UK?
We offer a free lifestyle enhancement service for people in UK. You remain totally in control of your life. By presenting you with the latest lifestyle improvement options you have new ways to improve your life in UK? No pressure to pick our suggestions. Simple ideas to boost your enjoyment of life in the UK. Our articles and videos are designed to increase health wealth and happiness wherever you live and work in the UK. If you do not know about ways to make your life better then you may miss the chance to enjoy life more. We hunt down amazing products services and ideas that may enhance your life. What you do with the information is your choice. No one will badger you to make changes to your life, or buy anything.
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People think that they are not in control of their life when in fact you always have control over how you think about your life and how you think about your life influences your lifestyle in UK
We are not suggesting everyone can live a life of luxury, full of joy and no pain. For a start there are lots of unhappy financially rich people in the UK. Being healthier wealthier and happier in the UK does not mean you will have lots of money. A wealthy life is not always measured in pounds and pence.
Do you think in ways you feel better about your life, or does your though process hold you back?
Lifestyle Improvement Mistake Two
Believing in fate
It maybe okay to believe in fate. Maybe its your fate to now realise you can change your life for the better?
Do you really think that doing nothing to improve your life is your preordained journey?
Lifestyle Improvement Mistake Three
Procrastination
Why do it today when you can do it tomorrow? Tomorrow never comes for many people. From those that die too early to those that never make life choices needed to improve their lives.
Are you never going to lead your best life possible?
Helping You With Hard Choices To Make Your Life Easier and Better
Lifestyle Improvement Mistake Four
Working hard instead of working smart
Most people work hard. Working hard does not mean you will get what you deserve financially or happiness-wise. Satisfaction of a job done well can bring you wealth of achievement and more money. It does not mean you are being smart. Smarter decisions combined with working hard is an unbeatable combination that will bring you success in work and a more successful life.
Are you working flat out but getting nowhere?
Lifestyle Improvement Mistake Five
Picking quick fix crutch to get you through that impedes your health wealth and happiness
Alcohol, betting, drugs or whatever crutch you grab at will only delay your lifestyle improvement. Partaking in such things may help you enjoy life. A wise man once said that the reason UK governments past and present allow us to access so much alcohol is to keep us in our place – under the cosh with our noses flat against the grindstone of uninspiring work. There is merit in this view. However, the UK drinking culture is deeply embedded.
Whatever crutch you use, use it knowingly in the proportion that’s right for you, not unknowingly!
Lifestyle Improvement Mistake Six
Thinking your employer cares about you
Sure HR will have the right words and policies to make the business work well. When you are dead they will recruit a replacement and move on quicker than a hot knife through soft butter!
Are you getting the best for you out of your skills and experience?
Lifestyle Improvement Mistake Seven
Thinking you know all the best ways to improve your life
There are so many options available to you to boost your enjoyment of life in UK. From new career to new gadget, from short break getaway to change to your diet, from regular investment each month to mindfulness. You do not need to reinvent the wheel. If others have found a great lifestyle enhancement idea just pick it out and embed it in your life choices.
Do you find it hard to find the time to live better!
Lifestyle Improvement Mistake Eight
Sticking to a routine
Doing what we have always done gives us structure and comfort. It may not provide the opportunity for growing into you life. Routine can be swapped for staleness or fulfillment. Routine can provide a fundamental base from which to make sustainable progress. However, care is required to ensure that doing the same thing every day does not result in missed personal development.
Are you stuck in a rut or working consistently towards your life goals or objectives?
Lifestyle Improvement Mistake Nine
Confusing variety of life is the best life
Variety is the spice of life? It is important to scan the world for something better. If trying new things all the time is your idea of a great life then great. However, to maximise your health wealth and happiness you need to know yourself. The sooner the better. It is difficult to know when to stop the search for better life. Each person is different. Within one life there will come times when what makes you happy changes. Making fundamental changes to your life at the right time is important to grow into your life. However, flipping from what is most important to you, to number 5 on your list of what makes you happy will disperse the effectiveness of your time and money. Focus! Focusing on one or two, not three or more things that are most important to you will bring most reward.
Are you wasting your resources of time and money?
Lifestyle Improvement Mistake Ten
Not putting your money where your mouth is
Many people fear success more than failure! If you achieve your clearly identified life goal and discover it does not live up to what you thought it would, how would you feel? Cheated, frustrated or satisfied you made it anyway? If the dream is not so good in reality you may feel gutted you wasted your time and money! Many people do not shoot for the stars because they fear it will not be as good as they perceived it, not because they think they can achieve better. They evidence this by not going all in to achieve one or two life goals. They also have an excuse if they do not reach their goals – I tried, but did you really. Being able not blame themselves for failing to be a success or perhaps worse fail to enjoy attaining their goals is an important get out clause for some. Half-hearted effort to improve your life is unlikely to work best for you. If you cannot name clearly what you are aiming for within a certain time frame you are not living your best life. It maybe a good enough life, but not your best life. You need to decide what life you want for yourself and then go out and get it!
Are you undermining your own life goals?
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Live Happily Healthily Wealthily In Retirement In UK
Retirement is a time to relax and enjoy the fruits of one’s labor, but to live happily, healthily, and wealthily in retirement, it requires proper planning and preparation. Here are some tips for those planning to retire in the United Kingdom:
Plan for your financial future: The first step to a happy, healthy and wealthy retirement is to plan for your financial future. This includes considering your expected income, pensions, and other sources of retirement income. It is also important to think about your expenses, such as housing, food, transportation, and healthcare. You may also want to consult a financial advisor to help you plan and manage your finances.
Stay active and healthy: Physical activity is crucial to maintaining good health in retirement. You can take advantage of the many leisure activities offered in the UK, such as walking, cycling, swimming, and other sports. Staying active not only helps you maintain good physical health, but also promotes mental well-being.
Maintain social connections: Social connections are important to maintain a happy and healthy retirement. Keeping in touch with friends and family, volunteering, and joining clubs or organisations can help you maintain a strong social network.
Pursue your interests: Retirement is an opportunity to pursue your interests and hobbies. This can include traveling, learning new skills, or simply enjoying time with family and friends. Whatever your interests, make sure to set aside time each week to enjoy them.
Stay informed: It is important to stay informed about changes in the retirement landscape, such as changes in pension laws or healthcare policies. This will help you make informed decisions about your finances and your health.
Be mindful of your spending: It is important to live within your means in retirement. This means being mindful of your spending and avoiding unnecessary expenses. You may also want to consider downsizing your home or reducing your debt to help you live more comfortably on a fixed income.
By following these tips, you can live happily, healthily, and wealthily in retirement in the United Kingdom. Remember, the key to a successful retirement is to plan ahead and make informed decisions. With proper planning and preparation, you can enjoy your golden years to the fullest.
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Improve your life in retirement in UK with CheeringupInfo
Are you close to retirement or already in retirement in UK? Do you use online resources to inform your decision making about your retirement lifestyle? Do you want to live better in retirement in 2022 or beyond?
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How I Manage My Money In Retirement with Cheeringup.Info
Here are some tips on how to manage your money in retirement in the UK:
Start planning early. The earlier you start planning for retirement, the more time you will have to save and invest your money. This will give you a better chance of having enough money to live comfortably in retirement.
Make a budget. Once you know how much money you have coming in and going out, you can start to make a budget. This will help you to track your spending and make sure that you are not overspending.
Set financial goals. What do you want to achieve in retirement? Do you want to travel, downsize your home, or give back to your community? Once you know what you want to achieve, you can start to make a plan to reach your goals.
Save for retirement. There are many different ways to save for retirement. You can contribute to a workplace pension, open an individual savings account (ISA), or invest in stocks and shares.
Invest your money wisely. When you invest your money, you are putting it to work for you. The goal is to grow your money over time so that you have more to live on in retirement. However, it is important to remember that investing carries risk. You could lose money if the value of your investments falls.
Get professional advice. If you are not sure how to manage your money in retirement, it is a good idea to get professional advice from a financial advisor. They can help you to create a plan that meets your individual needs.
Here are some additional tips for managing your money in retirement in the UK:
Consider your lifestyle. How do you want to live in retirement? Do you want to stay active and travel, or do you want to relax and enjoy your hobbies? Your lifestyle will have a big impact on how much money you need.
Consider your health. If you have any health concerns, you may need to factor in the cost of care in your retirement planning.
Consider inflation. Inflation is the rate at which prices rise over time. This means that your money will not go as far in the future as it does today. You need to factor inflation into your retirement planning to make sure that you have enough money to live comfortably.
Stay informed. It is important to stay informed about the latest financial news and trends. This will help you to make informed decisions about your money.
Review your plan regularly. Your financial situation will change over time. It is important to review your retirement plan regularly to make sure that it still meets your needs.
By following these tips, you can help to ensure that you have a comfortable and secure retirement.
